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stupid free, your rules don't apply to me

Who knew some bank stupid would come to this?
So, over on stupid_free, dwa20 posts about someone who doesn't seem to fathom how a bank account works. But that's not the wank. The wank begins when albino_dinosaur says, "i will never ever ever ever understand using a debit card to make a $1 purchase." Well actually, it's not his/her's fault...it's the response by hey_its_michael that gets things rolling:

"I dislike cash for a multitude of reasons (it's literally filthy, requires me to carry paper declaring a belief in the supernatural, and is inconvenient). I debit whenever I can, but carry cash for those times I cannot".

anomie666 immediately goes on the attack:

"When meta-stupids attack!!

Your radical atheism is one of the reasons you don't carry cash!"

Thus begins a brawl between hey_its_michael and anomie666. The constitution is ~~rammed up the ass sideways~~ repeatedly discussed, the meaning of separation of church and state is argued, and Google is called upon to settle things. Small but tasty, I thought.

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snarkbunny
2007-08-10 12:15 pm UTC (link)

Definitely agreeing. Basically, I keep track of what money is actually in my account. Once I have taken $20 cash out, or whatever, I consider it to already be spent. It just varies how long the actual spending takes, and what I get for that money I'm already counting as gone.

And since I already count it as spent, then I really don't have to keep receipts at all, unless it's possible I'll be returning an item. (And since usually all I'm buying is groceries or a quick snack at work, that doesn't happen often.) I find that keeping track of a million paper receipts is incredibly annoying, and I always wound up missing one somewhere and having my own records not agree with the bank's.

Debit/credit, for me, is basically for large purchases that I wouldn't want to carry around enough cash for, hotel reservations, or if I haven't gotten to the bank in like a month and don't have any cash on me whatsoever. Sadly, I had to use debit for a 25 cent Little Debbie cake the other day. That was embarrassing. Or it would have been, if it wasn't me ringing myself up at work on a shift where I was working alone.

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